Resources

When you decide to buy a home, one of the first things you need to consider is what type of loan you want to get. Many may choose a conventional loan since it is more readily available.  Even though a conventional loan is not backed by a government agency, that...

Applying for an FHA home loan entails paying closing costs that are charged by the mortgage lender and the various other players involved in the loan process. While they’re mostly unavoidable, there are actually ways you can do to somehow lessen the amount you’re...

If you are getting ready to buy your first home (or even if you are not a first-time home buyer), you will likely know that having a good credit score will increase your chances of getting approved for a mortgage. Also, having a good credit score will give you a shot...

VA home loans have been around for quite some time. They provide an excellent benefit for veterans and active service members, especially when buying homes. However, since only a limited number of people are eligible for veterans’ home loans, many people don’t fully...

Due to the rapid decline in interest rates, many homeowners can now feasibly consider mortgage refinancing, giving them a more affordable mortgage to pay off. That also means they can save more money in the long run by refinancing at a lower rate. If mortgage rates...

One of the biggest challenges in buying a home is applying and getting approval for a housing loan. It involves reexamining your financial capability and providing the documents and details required. While this may seem simple, the processes involved are often complex...

Finally buying your first home can be a dream come true. But once the excitement dies down a bit, you might find yourself somewhat overwhelmed by the whole home buying process.  With all the things you need to think about and do, it can be challenging to formulate a...

Getting a mortgage is a considerable commitment for any first-time homebuyer, which is why it’s important to know everything about it before signing with a mortgage lender. If you don’t educate yourself, you could regret it once you’re a few years in your repayment...

Owning a home is every American’s dream, and the journey to get there can be tricky and exciting. One aspect you’ll need to consider is how much you’re paying for your housing loan. If it’s been a few years since you’ve taken a mortgage, you may be wondering if...