When Is It a Good Idea to Refinance My Mortgage?

When Is It a Good Idea to Refinance My Mortgage?

Refinancing your mortgage is a two-edged sword. It can either get you closer to your financial goals or drown you further in debt. The former requires more finesse and knowledge about the ins and outs of mortgage refinancing, as you’ll learn in this article. So...
What You Need to Know About Conventional Loan Requirements

What You Need to Know About Conventional Loan Requirements

When you decide to buy a home, one of the first things you need to consider is what type of loan you want to get. Many may choose a conventional loan since it is more readily available.  Even though a conventional loan is not backed by a government agency, that...
Understanding FHA Loan Closing Costs and How to Avoid Them

Understanding FHA Loan Closing Costs and How to Avoid Them

Applying for an FHA home loan entails paying closing costs that are charged by the mortgage lender and the various other players involved in the loan process. While they’re mostly unavoidable, there are actually ways you can do to somehow lessen the amount you’re...
Steps to Get Your Credit Ready Before Applying for a Mortgage

Steps to Get Your Credit Ready Before Applying for a Mortgage

If you are getting ready to buy your first home (or even if you are not a first-time home buyer), you will likely know that having a good credit score will increase your chances of getting approved for a mortgage. Also, having a good credit score will give you a shot...
4 Common Myths About VA Loans You Should Know About

4 Common Myths About VA Loans You Should Know About

VA home loans have been around for quite some time. They provide an excellent benefit for veterans and active service members, especially when buying homes. However, since only a limited number of people are eligible for veterans’ home loans, many people don’t fully...